How Do I Use My Boost On Chime

Chinkle is a fiscal technology visitor, not a banking concern. Cyberbanking services provided by The Bancorp Bank or Stride Banking company N.A.; Members FDIC

Chime News

SpotMe Boosts: the new fashion to testify your dear

Today we're launching SpotMe Boosts—the coolest fashion to help your Chime friends and family while also adding to your ain SpotMe limit.

Chime Team •April 2, 2021

We get and then much more when we requite to others. Whether information technology'south covering for someone when they're a tad brusk, or beingness there to aid launch a life-changing moment, information technology'southward that giving spirit that makes SpotMe a fan favorite.

And now information technology's your plow to spot others temporarily with some extra money when they need it. Today we're launching SpotMe Boosts—the coolest fashion to help your Chinkle friends and family unit while also calculation to your own SpotMe limit.

Every month, we'll requite you Boosts to send to people you know on Chime to increase their SpotMe limits. Boosts never come out of your ain limit. And yeah, they can Boost you back.

Chinkle gives you new Boosts every month

Option a friend and striking "Ship $5 Boost" next to their proper name

Your friends and fam can Boost yous back

Hither are some Boosts-related questions that may be orbiting around your heed:

Does the person you're boosting need to be a Chime fellow member?

Yes. If they're non a Chinkle member, nothing says "Bring together Chime now" like a $100 bonus! You and your friend can both get $100 when they enroll for a Chime Checking Account using your referral link, and receive a qualifying direct eolith of $200 or more within 45 calendar days of enrolling¹.

Does my friend or family member demand to be eligible for SpotMe?

No, they don't need to exist eligible for SpotMe² to receive a Boost, and they can boost yous back!

How practise I know if I'm eligible for Boosts?

Simple, if y'all're curren tly eligible or already enrolled in SpotMe², yous're eligible for Boosts. If you're enrolled in SpotMe, head over to your friends tab to encounter how many boosts are available to ship. Call up, they reset every month, so check back monthly to boost friends and family.

And so get ahead, spot your sweetie. Boost your boo. Share the dearest. Endeavour SpotMe Boosts today. It's only another style Chime looks out for you and those you care most.

Chime is a financial engineering company, non a banking concern. Cyberbanking services and debit card provided by The Bancorp Banking company or Stride Bank, N.A.; Members FDIC. Credit Builder menu issued by Pace Bank, N.A.

While Chime doesn't upshot personal checkbooks to write checks, Chime Checkbook gives you the freedom to ship checks to anyone, anytime, from anywhere. Meet your issuing bank's Deposit Account Understanding for full Chime Checkbook details.

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Opinions, advice, services, or other data or content expressed or contributed here by customers, users, or others, are those of the respective author(south) or contributor(southward) and do not necessarily land or reverberate those of The Bancorp Depository financial institution and Pace Depository financial institution N.A. ("Banks"). Banks are not responsible for the accuracy of any content provided by author(south) or contributor(due south).

^ane Terms and Conditions: In order for the referring Chinkle member ("Referrer") to authorize and receive the $100.00 monetary referral reward and $10.00 temporary SpotMe Base Limit increase referral reward, and for the referred person ("Referred") to qualify and receive the $100.00 budgetary referral reward, all of the following weather condition must exist satisfied: (1) Referrer is function of the SpotMe Referral Incentive referral reward campaign; (2) Referred has not previously opened an Business relationship ("Account"); (3) Referred opened a new Business relationship betwixt January 1, 2022 and Dec 31, 2022; (4) Referred opened the new Account using the Referrer's unique referral link; and (v) Referred received in the new Account a qualifying direct deposit of $200.00 or more within 45 calendar days of opening. A qualifying direct deposit is a direct eolith from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing Firm (ACH) eolith OR Original Credit Transaction (Oct). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile bank check deposits, cash loads or deposits, ane-fourth dimension directly deposits, such as tax refunds and other similar transactions, and any deposit to which Chinkle deems to not be a qualifying direct deposit are non qualifying directly deposits. Members may earn no more than $50.00 in SpotMe Base Limit referral increase, and may earn no more than than $ane,000.00 in monetary referral rewards per calendar twelvemonth (Jan ane, 2022 - Dec 31, 2022 and Jan ane, 2023 – Dec 31, 2023). No member's SpotMe limit may exceed $200. Whatsoever Referrer SpotMe Base limit increase referral reward volition expire 184 agenda days from the Referred receiving a qualifying straight deposit. If an eligible Referrer loses Base Limit eligibility, and the Referred completes the above conditions, the Referrer will receive the $10 temporary SpotMe limit increase referral advantage only upon regaining Base Limit eligibility. Referral rewards volition generally exist provided within two (2) business organisation days after all the above conditions are met. The Referrer's account must be in skillful continuing in order to receive the referral advantage. Referred individuals acknowledge that payment of whatever referral reward may result in the Referrer's knowledge of the Referred'due south establishment of a new Account or enrollment in a product. Chime reserves the right to cancel or modify the terms of any referral reward offer or stop a fellow member'south eligibility at whatever time with or without prior find. Credits of $10 or more will exist reported on taxation form 1099-INT for new members (Referred). Credits of $600 or more will be reported on revenue enhancement form 1099-MISC for referring Chinkle members (Referrers). Banking services are provided by The Bancorp Bank or Stride Bank, North.A., Members FDIC.

ⁱⁱ Chime SpotMe is an optional, no fee service that requires a unmarried deposit of $200 or more in qualifying direct deposits to the Chinkle Spending Account each calendar month. All qualifying members volition be immune to overdraw their account upward to $20 on debit card purchases and cash withdrawals initially, but may exist afterwards eligible for a higher limit of up to $200 or more based on member's Chinkle Account history, direct deposit frequency and amount, spending activity and other take chances-based factors. Your limit will be displayed to you inside the Chime mobile app. Y'all will receive discover of any changes to your limit. Your limit may alter at any time, at Chime's discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won't cover non-debit menu transactions, including ACH transfers, Pay Friends transfers, or Chime Checkbook transactions. See terms and weather condition.